Pension Credit Calculator
Check if you could get Pension Credit to top up your weekly income. Even a small amount can unlock valuable extra benefits.
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Include State Pension, private pensions, and other regular income
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Savings over £10,000 affect your Pension Credit calculation
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About Pension Credit
Pension Credit is extra money to help with living costs if you're over State Pension age and on a low income. Around 850,000 eligible households don't claim it.
2025/2026 Minimum Amounts
- Single person: £218.15 per week
- Couple: £332.95 per week
If your income is below these amounts, Pension Credit tops it up.
Benefits Pension Credit Unlocks
- Winter Fuel Payment (from 2024)
- Free TV Licence (if 75+)
- Cold Weather Payments
- Warm Home Discount
- Council Tax Reduction (up to 100%)
- Free NHS dental treatment, eye tests, and prescriptions
- Help with rent through Housing Benefit
How Savings Affect Your Claim
Savings up to £10,000 don't affect your Pension Credit. For every £500 (or part) over £10,000, you're treated as having £1 extra weekly income.